Federal Direct Subsidized Loans up to $5,500 are given to eligible undergraduate students
who demonstrate financial need to help cover the costs of higher education.
Federal Direct Unsubsidized Loans are loans made to eligible undergraduate students
(up to $12,500) and graduate students (up to $20,500), however eligibility is not
based on financial need.
Parent PLUS Loans are loans given to parents of dependent undergraduate students to
help pay for education expenses not covered by other financial aid.
Federal Direct Graduate PLUS Loans are loans given to eligible graduate students to
help pay for education expenses not covered by other financial aid resources.