Federal Direct Unsubsidized Loan

The Federal Direct Unsubsidized Loan is available to undergraduate and graduate students.

At least halftime enrollment (6 hours for undergraduate, 5 hours graduate) is required to receive a federal student loan.
The annual limit cannot exceed UNT Cost of Attendance minus the other financial aid you receive.
New student loan borrowers must complete the following additional steps before their loan may be credited to their student account:
- - Complete loan entrance counseling at Entrance Counseling | Federal Student Aid.
  - Complete a Master Promissory Note (MPN) at Completing a Master Promissory Note | Federal Student Aid.
Each Federal Direct Loan borrower at UNT is required to complete Student Exit Counseling shortly before completing a degree, leaving UNT (i.e., withdrawing, graduation) or ceasing half-time enrollment.
Details regarding Federal Direct Loan repayment plans can be found at Repayment Plans | Federal Student Aid.

Additional information from StudentAid.gov

Loan FAQs

The Department of Education will run a credit history check to determine eligibility for a Federal Direct PLUS loan. The department will provide additional information to parents about other options (i.e. pursue a co-signer/endorser or appeal the denial) if there is adverse credit history. UNT will process all denials received, regardless of which option is chosen. The PLUS Denial - Additional Unsubsidized Loan Request Form will be added to the student's To Do List via MyUNT once the denial has been processed.

Federal Direct Unsubsidized Loan

Loan FAQs

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